Monobank acquiring for Ukrainian sole proprietors (FOP)
In short
This is a Ukraine-only product. Monobank online acquiring lets you take card payments on your website. A sole proprietor (FOP) applies online; you need your registration details and account credentials, and the fee depends on turnover and business type — the bank quotes it during review.
What is Monobank — еквайринг (ФОП)?
Acquiring is the service that lets a customer pay you by card directly on your site: the payment travels through the bank's gateway and lands in your business account. Without it you are left with manual bank transfers, which a large share of buyers never complete.
What you get
The sole-proprietor application is submitted online, with no branch visit. Integration is documented by Monobank; common CMS platforms have ready-made modules and a custom site uses the API. Fees and settlement timing are agreed during onboarding. This is an affiliate link: you pay exactly the same, and the project gets a small referral bonus.
How to get access
- Click «Open» to reach the Monobank application form.
- Fill in your sole-proprietor details: activity codes, website, expected monthly turnover.
- Wait for the bank's decision — usually a few business days, sometimes with follow-up questions.
- Receive your API credentials and connect payments on the site (module or API).
- Check fiscalisation: selling to consumers in Ukraine generally requires a fiscal receipt, which is a separate requirement from acquiring.
Questions and answers
How does a FOP connect Monobank acquiring?
The application is online: you submit your sole-proprietor details, website and expected turnover, the bank reviews it and issues credentials. No branch visit is needed.
What documents are required?
Baseline: your registration details, activity codes, account credentials and the address of the site that will take payments. Depending on your line of business the bank may request additional evidence.
What is the fee and when is money settled?
The rate depends on business type and turnover, so there is no single public figure — the bank quotes it during review. Settlement typically happens over the following business days.
Do I also need a fiscal receipt?
For consumer sales in Ukraine, generally yes, and it is separate from acquiring: acquiring moves the payment, fiscalisation issues the receipt. Plan both from the start and confirm the specifics for your case with an accountant.
Related services
- Monobank — еквайринг (юрособа)Card payments on your site, so customers can pay online (for a registered company).
- SendPulseEmail marketing: a service for sending campaigns to your customer base — news, offers, automated sequences.
- Yaware TimetrackerTime tracking: shows how much time the team spends on tasks and applications.
Provider terms change without notice — check the current pricing on the provider's own site before paying.